Mortgage calculator
See the monthly payment, the total interest and how much of your income goes to the loan, before you talk to the bank.
Above the 50% recommended by the Bank of Portugal
| Amount financed | |
|---|---|
| Deposit | |
| Total interest | |
| Total paid to the bank | |
| Debt-to-income ratio |
See the amortisation schedule
| Year | Interest | Principal | Balance |
|---|
From the mortgage to the deed
The Royal Ventures team supports the purchase, from the tax number to the mortgage and the deed.
Talk to the teamEstimate with a constant payment and the same rate for the whole term. With a variable rate the payment changes with Euribor. It excludes insurance, fees and taxes: IMT, Stamp Duty and the deed are in the IMT calculator. The Bank of Portugal recommends lending no more than 90% of the property value for a primary residence and 80% for other purposes, a term of no more than 40 years and a debt-to-income ratio of up to 50% of net income, with exceptions. Banks usually lend a smaller share to non-residents. Final terms depend on the bank.